Our new season is now open: Spring 1677 !
This is an Opt In article.
Each season, each player indicates how he/she plans to invest their spare cash. A determination is done at the start of the next season (so after a full season and a recess) as to how those investments fared, and money is tallied accordingly.
What is spare cash?
Spare cash is the money outside your wealth level, which is mentioned in your ledger in your compendium. It consists of:
- money from jobs
- profits from investments
- bribes gained
- things sold (e.a. houses, gifts whatever)
- credit you've managed to arrange
What kind of investments are available?
- Eastern India Trade (spices, china, opium, EIC)
- West India Trade (slaves, sugar, rum, tobacco, WIC, RAC)
- New World (American) Trade (fur, wood, cotton, Virginia & Hudson companies)
- Baltic Trade (wood, grain, spirits, fur)
- Continental Trade (wool, spirits, wine)
- Finance (Bank of England, precious metal)
- Pre-Industrial Local (pottery, wood, coal, horses, wool)
Note that annuities and putting money in the bank are kept out of the equation. That is just part of the colour that is your wealth level.
How can I promote success?
We encourage players to use their investments as a story tool, seeking ways to promote their investment, beat competitors etc. Their success or failure with RP-ed ventures will be calculated into the personal modifiers.
If you have trade as one of the main focuses of your character we encourage you to seek entrance into the Trade Circle as that gives another bonus, including being a member of the Royal Exchange (for ladies their steward is a member of the Royal Exchange).
Finally if your character is a merchant by trade as part of your background, you will gain an additional positive modifier.
How do mods determine results?
On the basis of plotelements the Privy Council determines what modifiers there are for the different kinds of trade and if the product goes up or down (if it is undetermined a coin might be flipped). Dice are then rolled to get a percentage (with a d100 when there has been a long IC period, just with a d20 if the season was small in time) and personally modifiers are added to it, to then calculate its effect upon the sum of money that was invested.